Mutual collects nonpublic, personal information about consumers and customers from the following sources:

1) Information we receive from consumers and or customers on applications      or other forms;
2) Information about the consumers' and / or customers' transactions with us
     or others; and
3) Information we receive from a consumer reporting agency.

Mutual does not disclose any nonpublic, personal information about our consumers, customers or former consumers and / or customers to anyone, except as permitted by law. We restrict access to nonpublic personal information about consumers and / or customers to those employees who need to know that information to provide products and or services to them. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard nonpublic, personal information.

Please be advised that there is a newly evolving form of internet fraud known as "phishing". This form of fraud involves the sending of e-mail messages to addresses in an attempt to request confidential information. The e-mail is typically disguised to look like a legitimate request from a source where you may have an existing business relationship.

Mutual Savings and Loan Association does not solicit confidential or sensitive information from its consumers and / or customers via e-mail or through its website. If you receive an e-mail request to provide confidential or sensitive information from a source claiming to be Mutual Savings, do not respond to the request. In addition, please notify us of the attempt by contacting our main office at (504) 455-2444.